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Senior Property Damage and Restoration Expert

Micro1

AI Expert - Actuarial & Insurance Contractor
Remote (Global) $20 – $60/hr October 28, 2026

Job description

Role Title: Senior Property Damage and Restoration Expert

Role Type: Contractor

Location: Global-Remote

Job Type: Contractor (~10 hours per week)

Schedule: Flexible-you choose the hours and days you work, including weekends if desired

micro1 is engaging Senior Property Damage and Restoration Experts to contribute to a customer's project focused on in-depth property loss evaluation and restoration process optimization. In this role, you'll apply your expertise to help train next-generation AI systems. Your work will shape how models learn, reason, and perform through high-quality, real-world input. No prior experience in AI is required — your domain knowledge is what matters.

Scope of Work

  1. Review and analyze property damage evidence, including loss photos, inspection notes, restoration estimates, and policy documents submitted digitally.
  2. Draft well-reasoned coverage determinations or estimate reviews, reflecting the standards of professional desk adjusting or restoration estimation.
  3. Assess the appropriateness of restoration scopes and estimate accuracy using Xactimate or similar software.
  4. Identify key factors, causality, and policy coverage issues in flood, wildfire, and other real property claims.
  5. Document methodology, findings, and supporting rationale in clear, concise written reports with high attention to detail.
  6. Collaborate with project coordinators to align on deliverable requirements and feedback processes.
  7. Offer nuanced insights and domain-specific commentary to help enhance AI-driven tools and workflows.

Preferred Qualifications

  1. Minimum 5+ years of professional experience in desk adjusting, coverage analysis, or restoration estimating for property damage claims.
  2. Demonstrated expertise with Xactimate and restoration costing processes.
  3. Proven track record of evaluating and documenting complex losses, with an emphasis on flood and wildfire claims.
  4. Strong understanding of insurance policy coverage application and property claim best practices.
  5. Outstanding written and verbal communication skills, with the ability to convey technical findings to diverse audiences.
  6. Current state adjuster licenses are a significant advantage.
  7. Experience working in remote, independent contributor roles within the property restoration or insurance sector.
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