Figure

What is Figure?

Figure is a fintech company that uses blockchain to modernize how lending works. It is best known for fast home-equity lines of credit (HELOCs), where applications can be approved in minutes and funded within a few days, and it also offers cash-out refinance, DSCR loans, and crypto-backed loans, along with Figure Connect, a marketplace that connects loan originators with buyers of that credit. What sets it apart technically is that it built its platform on blockchain (the Provenance blockchain) to automate and standardize loan origination, servicing, and securitization, which it says cuts cost and friction across the loan lifecycle compared with traditional financial infrastructure. Figure was founded in 2018 by Mike Cagney and June Ou (Cagney previously co-founded SoFi), and is headquartered in Reno, Nevada. In 2025 it went public on the Nasdaq as Figure Technology Solutions, raising roughly $787 million at a valuation around $7.6 billion, with 2025 revenue of about $510 million. In a leadership transition, Michael Tannenbaum, a former COO of Brex and executive at SoFi, became CEO, while co-founder Mike Cagney moved to Executive Chairman. Although Figure's infrastructure is blockchain-based, it operates as a regulated, now-public lender rather than a retail-crypto product.

Mission & values

Use blockchain to make lending faster, cheaper, and more transparent, from home equity to the capital markets behind it.

Qualifications

Figure hires across the functions of a public fintech and lender built on modern infrastructure. On the technical side: software engineering (backend, frontend, full-stack, data, and blockchain), machine learning and data science, security, and platform/infrastructure, plus product management and design. Because it originates regulated credit, it hires heavily in lending operations, underwriting, credit and risk, capital markets and securitization, compliance and legal, and finance, alongside servicing and customer operations. On the commercial side: sales, partnerships (banks, originators, and Figure Connect participants), and marketing. Application flow lives at figure.com/careers. The company is US-based (headquartered in Reno, Nevada, with other locations); some roles are remote or hybrid and others are tied to an office, and roles generally require US work authorization, so check each posting. Experience in fintech, lending, capital markets, or (for engineering) large-scale or blockchain systems is a strong signal. As a public company, expect standard public-company compensation (base, bonus, RSUs).

Leadership

Hiring process

1. 1

   Apply at figure.com careers

   Browse engineering (including blockchain), data/ML, product, design, lending operations, credit/risk, capital markets, compliance, and go-to-market roles and submit through the Figure careers site.

2. 2

   Recruiter screen

   Confirms role fit, level, US work authorization, remote/hybrid vs office expectations, and pay.

   About 7 days

3. 3

   Technical or role-specific interview

   Engineering/data: coding and system design (blockchain depth where relevant). Lending/capital markets/risk: a domain scenario. Product/design: portfolio and case.

   About 10 days

4. 4

   Panel interviews

   Cross-functional interviews with the team and stakeholders on depth, judgment, and fit.

   About 10 days

5. 5

   Offer

   Offer with base, bonus, and RSUs as a public company, aligned to role and location.

   About 7 days

Funding

Awards & recognition

• Went public on the Nasdaq (2025), raising ~$787M at a ~$7.6B valuation · 2025

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• Blockchain-based HELOCs with approval in minutes and funding in days · 2026

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Company information

• Industry: FinTech / Blockchain Lending
• Location: Reno, NV, USA (US; some remote/hybrid)
• Founded: 2018
• Company size: 201-1000
• Website: www.figure.com ↗
• LinkedIn: Company page ↗

Frequently asked questions