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Insurance Expert

SME Careers

AI Expert - Actuarial & Insurance Contractor · Part-time Short-term
Bangladesh, Bhutan, Brazil, Cambodia, Germany, India, Indonesia, Malaysia, Nepal, Pakistan, Singapore, Sri Lanka, Thailand, Philippines, United States, Timor-Leste, Vietnam Up to $70/hr June 2, 2026

Job description

In this remote contractor role, you will work as an Insurance Subject Matter Expert (SME) reviewing AI-generated insurance responses and creating expert insurance content.

The work focuses on evaluating reasoning quality, policy interpretation, coverage analysis, underwriting logic, claims reasoning, and compliance awareness while providing detailed written feedback that improves AI model performance.

Important Note

There is currently no active project attached to this role.

Qualified candidates will join the expert network and may be among the first professionals contacted when relevant opportunities become available.

What You'll Do

Review AI Responses

  • Evaluate AI-generated insurance answers

  • Assess:

    • Accuracy
    • Clarity
    • Completeness
    • Compliance awareness
    • Prompt adherence
  • Identify:

    • Policy interpretation errors
    • Coverage analysis mistakes
    • Claims handling issues
    • Underwriting flaws
    • Risk assessment errors
    • Misuse of exclusions or endorsements
    • Incorrect insurance terminology

Create Expert Content

  • Develop detailed prompts and gold-standard solutions
  • Create content covering:
    • Coverage analysis
    • Claims scenarios
    • Underwriting decisions
    • Policy communication
    • Risk assessment situations

Improve AI Performance

  • Compare and rank multiple AI responses
  • Improve:
    • Correctness
    • Completeness
    • Clarity
    • Compliance-aware reasoning

Ensure Model Integrity

  • Test outputs for:
    • Inaccuracies
    • Misleading guidance
    • Unsupported conclusions
    • Inappropriate certainty
    • Bias
    • Reliability issues

Required Qualifications

  • Bachelor's degree or higher in:

    • Business
    • Finance
    • Risk Management
    • Insurance
    • Law
    • Related fields
  • Equivalent professional experience may also qualify

Professional Experience

  • 5+ years of experience in one or more of:
    • Claims
    • Underwriting
    • Insurance brokerage
    • Risk management
    • Insurance compliance
    • Insurance operations
    • Actuarial support

Insurance Expertise

Strong understanding of:

  • Policy structures
  • Insuring agreements
  • Definitions
  • Conditions
  • Exclusions
  • Endorsements
  • Coverage triggers
  • Limits and deductibles

Coverage Experience

Experience with one or more insurance lines such as:

  • Property & Casualty (P&C)
  • Commercial lines
  • Auto
  • Homeowners
  • Liability
  • Health
  • Life insurance

Additional Requirements

  • Ability to evaluate insurance decisions for:

    • Internal consistency
    • Coverage logic
    • Documentation quality
    • Edge cases
    • Ambiguous situations
  • Strong attention to detail

  • Minimum C1 English proficiency

  • Strong written communication skills

  • Ability to explain complex insurance concepts in plain language

Preferred Qualifications

Professional designations such as:

  • CPCU
  • AINS
  • ARM
  • CIC
  • AU

Preferred experience in:

  • AI data training
  • AI annotation
  • Claims QA
  • Underwriting QA
  • Policy drafting
  • Policy review
  • Insurance editorial work

Key Responsibilities

Develop AI Training Content

Create:

  • Coverage analysis prompts
  • Claims evaluation scenarios
  • Underwriting exercises
  • Policy communication examples
  • Insurance reasoning tasks

Optimize AI Performance

  • Evaluate and rank model outputs
  • Improve reasoning quality
  • Improve compliance awareness
  • Improve practical usefulness

Ensure Model Integrity

  • Validate AI reliability across insurance use cases
  • Identify unsafe or inaccurate guidance

Why Work with SME Careers?

Shape the Future of AI

Your insurance expertise helps improve how advanced AI systems reason about coverage, claims, underwriting, and policy interpretation.

Flexible Schedule

Work remotely and set your own hours.

Weekly Payments

Receive payments once approved work is completed.

Referral Rewards

Earn additional income through referral programs.

About SME Careers

SME Careers is an AI Data Services company and subsidiary of SuperAnnotate.

The company provides expert-generated training data to many of the world's leading AI companies and foundation model developers.

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